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First Bank of Montana
Online Banking Access

Business Checking

When it comes to free checking, we're all business.

One of the keys to running a successful business is keeping the profits up and costs down.  One of our business checking accounts is a great place to start.  Our hard-working accounts offer all the services your business needs, whether you're expanding or just starting out. 

Plus, when you open your new account, you’ll get something else: a free gift to say thank you.  We’ll also buy back your old checks or debit card from another financial institution and apply a $25 credit to your new account

Welcome to Our Enhanced Business Checking Accounts

Totally Free Business Checking

A free account with all the essentials! No minimum balance or monthly service charge.

Simply Business Checking

For the larger business with moderate account activity and additional services!

Commercial Checking

Our Treasury Management team will design a solution for you!

Want to compare these accounts side by side?

Every new Business Checking account includes:

  • FREE VISA® Debit Card
  • FREE Basic Online Banking & Bill Pay
  • FREE eStatements
  • FREE Gift to thank you for your business

 

Checking Account Comparison

Totally Free Business Checking

  • 200 FREE items per statement cycle
  • No minimum balance
  • No monthly service charge
  • Up to $10,000 per statement cycle FREE in coin and currency deposits or withdrawals, including change orders

Simply Business Checking

  • No minimum balance
  • Up to 500 FREE items per statement cycle
  • Up to $10,000 per statement cycle FREE in coin and currency deposits or withdrawals, including change orders
  • Excess item and cash over limit fees apply

Commercial Checking

  • Eligible for earnings credit from deposit balances which may offset monthly service charge
  • Standard fees include: $10 Monthly maintenance fee, 0.012% deposit protection assessment fee (on monthly average collected balance per acct up to $250,000) plus account activity fees; $0.10 per debit, $0.25 per credit, $0.10 deposited items, cash and loose coin $0.10 per $100, rolled coin $0.05 per roll
  • Business Online Banking with customized Treasury Management Solutions available
  • Other fees may apply as additional service are selected

Items include all debits, credits, and deposited items.  If the account exceeds the free items per statement cycle, $10,000 in coin and currency deposits or withdrawals per statement cycle, including change orders, or requires additional regulatory oversight, the Totally Free Business account may be changed to Simply Business Checking and Simply Business Checking may be changed to Commercial Checking both of which include additional fees. 

Unless specified otherwise, customer purchases checks. Other fees such as overdraft, continuous overdraft, etc. may apply. See fee schedule for details. $25 for checks and debit cards from another financial institution. Your account will be credited at the time checks/debit cards are presented. Free gift provided at the time of account opening. Ask us for details. Bank rules and regulations apply.


When opening your new business account, we may request:

Sole Proprietor/DBA

Limited Liability Corp (LLC)

Partnership

Not-For-Profit Organization

Corporation
  • SSN or TIN of Owner
  • Business Registration with State of Montana
  • TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • Business Registration with State of Montana
  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership
  • Business Registration with State of Montana
  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If tax-exempt, IRS documentation or tax return
  • If not tax-exempt, authorization letter
  • Business Registration with State of Montana
  • TIN of Corporation
  • Articles of Incorporation
  • Business Registration with State of Montana 
 Additional documents and/or state registration may also be required. Contact your First Bank of Montana Customer Services Representative for further information.

 

Proudly serving our Montana communities for the last 100 years with branches in

Lewistown, Big Sandy, Chester, Chinook, Choteau, Conrad, Fairfield, Fort Benton, Plentywood and Vaughn.